Sani, Muhammad Burodo, et al. “Effect of Insecurity on the Performance of Small and Medium Enterprises: Evidence from Selected Enterprises in Zamfara State, Nigeria”. UMYU Journal of Business Administration and Management, vol. 1, no. 1 & 2, Oct. 2025, pp. 264-79, https://doi.org/10.56919/jbam.2511.014.